Community Choice
Community Choice Credit Union
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Smart Credit Card from Community Choice

Smart Card

Don’t be a joker! Make smart money moves.

Meet the smartest card in the deck: Smart Credit from Community Choice!

  • $0 Fees on Balance Transfers*
  • No Annual Fee
  • The SMART way to build credit

Regular APR applies (as low as 15.49% – 20.99% for Smart Credit). Regular APR dependent on creditworthiness and approval is subject to credit score and analysis. APR = Annual Percentage Rate. Rates listed are as of 01/01/26 and will vary with the market based on the U.S. Prime Rate as published in the Wall Street Journal.

*$0 Balance Transfer Fee only valid for balance transfers posted after July 1, 2026. Offer applies to new balance transfers on all Community Choice credit cards. Existing Community Choice Credit Union balances are not eligible for transfer. Standard rates and terms apply to all other transactions. Subject to credit approval.