Personal Cards
UNLimited Cash
Rewards
UNlimited 1.5% Cash Back on every purchase
Bonus Offers
Earn $150 cash back when you spend $1,000 in the first three months!
0% Intro APR* on purchases and balance transfers for 6 months
No Annual Fee
Priority Plus
Rewards
3x points on travel,
2x points on dining,
1x points on everything else
Bonus Offers
Earn 50,000 bonus points when you spend $3,000 in the first three months!
0% Intro APR* on purchases and balance transfers for 6 months
No Annual Fee
Smart Credit
The SMART way to build credit
No Annual Fee
Loyalty Cards
Hawkeye Gold
Rewards
2% Cash Back: 1% to Cardholder and 1% to Iowa Athletics
Bonus Offer
Earn $150 cash back when you spend $1,000 in the first 3 months
0% Intro APR* on purchases and balance transfers for 6 months
No Annual Fee
Bulldog Excellence
Rewards
2% Cash Back: 1% to Cardholder and 1% to Drake Excellence Fund
Bonus Offer
Earn $150 cash back when you spend $1,000 in the first 3 months
0% Intro APR* on purchases and balance transfers for 6 months
No Annual Fee
Business Cards
C-Type Cash
Rewards
1.5% Cash Back on every purchase
Bonus Offers
$300 when you spend $10,000 in 3 months
No Annual Fee
C-Type Elevate
Rewards
3x points on travel,
2x points on dining,
1x points on everything else
Bonus Offers
30,000 points when you spend $10,000 in 3 months
No Annual Fee
See Full Credit Card Disclaimer
$0 Balance Transfer Fee only valid for balance transfers posted after July 1, 2026. Offer applies to new balance transfers on all Community Choice credit cards. Existing Community Choice Credit Union balances are not eligible for transfer. Standard rates and terms apply to all other transactions. Subject to credit approval.
*i. *0.00% intro APR applies to all purchases and balance transfers on Priority Plus, UNLimited Cash, Hawkeye Gold and Bulldog Excellence cards only for the first 6 months from account opening. Thereafter, the regular APR will apply (as low as 15.49% – 20.99% for SMART Credit; 17.49% – 20.99% for UNLimited Cash, Priority Plus, Hawkeye Gold, and Bulldog Excellence, depending on product type selected). Regular APR dependent on creditworthiness and approval is subject to credit score and analysis. APR = Annual Percentage Rate. Rates listed are as of 01/01/26 and will vary with the market based on the U.S. Prime Rate as published in the Wall Street Journal.
**Regular APR applies (as low as 17.49% – 20.99% for C-Type Cash and C-Type Elevate). Regular APR dependent on creditworthiness and approval is subject to credit score and analysis. APR = Annual Percentage Rate. Rates listed are as of 01/01/26 and will vary with the market based on the U.S. Prime Rate as published in the Wall Street Journal.